Homemade Caribbean Rum Cream Recipe
This rum cream recipe is a smooth, creamy Caribbean drink made with rum, chocolate, brewed coffee, sweetened condensed milk, and a hint of banana and vanilla. It’s rich, boozy, easy to make, and perfect served cold over ice.

Inspired by Jamaican rum cream liqueur, this homemade version comes together right in the blender. I’ve made it with both spiced rum and white rum. Spiced rum adds a little more warmth and spice, while white rum gives it a cleaner rum flavor.
Homemade rum cream is especially good around the holidays, but there’s really no reason to wait for Christmas.
What is Jamaican rum cream?
Jamaican rum cream is a creamy liqueur made with Jamaican rum, dairy, and flavorings such as chocolate, coffee, vanilla, and spices. It’s similar to Irish cream, but uses rum instead of Irish whiskey. Rum cream is typically served chilled or over ice and can also be added to coffee, cocktails, and desserts.
How to make this rum cream recipe
Ingredient notes
You only need a handful of ingredients to make homemade rum cream. Check the recipe card below for the full amounts.

- Sweetened condensed milk: Adds sweetness and helps give the rum cream its thick, creamy consistency.
- Rum: I’ve made this recipe with both spiced rum and white rum. Spiced rum gives it a warmer, more spiced flavor, while white rum lets the other flavors come through more cleanly.
- Chocolate syrup: Start with 2 tablespoons and add another if you want a stronger chocolate flavor.
- Coffee: Adds a deeper flavor that balances the sweetness of the condensed milk and chocolate. I’ve used both freshly brewed coffee and coffee made with instant coffee, and either works.
- Vanilla extract: Adds a little extra flavor to the creamy base.
- Banana extract: Just a small amount adds a subtle banana flavor without overpowering the rum cream.
- Heavy cream: Gives the rum cream its rich, creamy texture.
Instructions
Decide whether you are using a blender or a hand mixer with a bowl. If using a bowl, make sure it is deep enough to contain the ingredients when mixing with a high-powered hand mixer.
- Add all the ingredients to a blender and blend until smooth and well combined.
- Taste and add up to 1 additional tablespoon of chocolate syrup if you want a stronger chocolate flavor.

- Pour the rum cream into a jar or bottle and refrigerate until cold.
- Serve chilled or over ice. If you like, drizzle a little chocolate syrup inside the glass before pouring in the rum cream.
Recipe tips
- Adjust the chocolate to your taste. Start with 2 tablespoons of chocolate syrup, then add another tablespoon if you want a stronger chocolate flavor.
- Choose your rum based on the flavor you want. I’ve made this with both spiced rum and white rum. Spiced rum gives the drink a warmer, spiced flavor, while white rum keeps the flavor a little cleaner.
- Chill before serving. Pour the finished rum cream into a clean jar or bottle and refrigerate until cold. Give it a shake or stir before serving if needed.

Serving suggestions
The easiest way to enjoy rum cream is cold, either straight from the fridge or poured over ice. You can also use it in drinks and desserts.
- Add it to hot chocolate or coffee. I especially like adding rum cream to hot chocolate as a creamy, boozy nightcap.
- Pour it over ice cream. Try it over vanilla ice cream or my rum and raisin ice cream for an extra splash of rum flavor.
Storage
Pour the rum cream into a clean jar or bottle with a tight-fitting lid and keep it refrigerated. Give it a good shake or stir before serving if it separates while chilled.
Because this homemade rum cream contains dairy and does not contain commercial preservatives, keep it refrigerated rather than storing it at room temperature.

More creamy drinks
If you like the rich flavor of Jamaican rum cream, then try out some other creamy drinks
Frequently asked questions
You can use spiced rum or white rum. I’ve made this recipe with both. Spiced rum gives the rum cream a warmer, more spiced flavor, while white rum gives it a cleaner rum flavor.
Yes. Homemade rum cream contains heavy cream and sweetened condensed milk, so it should be stored in a covered jar or bottle in the refrigerator and kept chilled.
No. They are both cream liqueurs, but Jamaican-style rum cream is made with rum, while Baileys Irish Cream is made with Irish whiskey. Both are creamy and can be served chilled, over ice, or added to drinks.
If you make this rum cream recipe, let me know how it turned out in the comments below, and don’t forget to leave a star rating. I’d especially love to know which rum you used!
Recipe

Caribbean Rum Cream Recipe
Ingredients
Method
- Add all the ingredients to a blender and blend until smooth and well combined.
- Chill the rum cream, then serve over ice.
Nutrition
Notes
- Start with 2 tablespoons of chocolate syrup, then add another tablespoon if you want a stronger chocolate flavor.
- You can use spiced rum or white rum. I’ve made this recipe with both. Spiced rum gives it a warmer, more spiced flavor, while white rum gives it a cleaner rum flavor.
- Keep the finished rum cream refrigerated in a covered jar or bottle. Shake or stir before serving if needed.